OK, so I did a little research online and found out that for a work of fiction, it's supposed to be "complete" before seeking an agent.
I have only 2 out of 28 chapters re-written .... *sigh*
Maybe if I ask a few more people I'll get a different answer. :-)
In the meantime, this week I will do better at making time to write, and less time procrastinating on the other things that I know that I need to get done.